Should I Settle With The Insurance Company?

Posted on Aug 5, 2021 by smithandlee

“The biggest human temptation is to settle for too little.” – Thomas Merton

Settlement before trial may the ideal goal for your personal injury claim, but as Thomas Merton so eloquently described, settling for too little would be a mistake. Whether you are dealing with the aftermath of a catastrophic injury, an auto accident, a collision with an 18-wheeler, or some other personal injury, give us a call before you begin negotiations with your insurance company. Knowing how to investigate and calculate the breadth of damages you may have incurred will help you know whether or not your settlement offer is worth considering, however good it sounds.


Negotiations Towards Worthwhile Settlement

For starters, we can help you submit a strong demand letter to an insurance company outlining the compensation you expect. This letter will be accompanied with documentation to support your claim. The negotiation will not be a long, drawn-out process from that point. It will look something like this.

  • Demand letter submitted with fullest compensation requested.
  • Very low settlement offer from the insurance claims adjuster
  • We request the insurance company justify their low offer
  • Our counter offer addresses those justifications but offers to settle for less than our original demand, yet higher than claim adjuster’s offer
  • Negotiations continue until agreeable amount is offered
  • Have the insurance company send the offer to you in writing
  • Accept the settlement
  • The Help Of An Exceptional Dallas Personal Injury Firm


The staff of Smith and Lee, Lawyers, P.C., understands the physical, emotional, and economic damages incurred by the victim of a catastrophic injury and his or her family. Our aim is to ensure that your needs and desires are given top priority, leveraging the depth of experience and proficiency of our staff for the benefit of your case. Once we accept a case, we work diligently to pursue positive results as quickly and efficiently as possible.


Contact us online anytime or call 972-771-2579 to set up your appointment with us.